SeasonedCredit is a new service just launched that helps individuals to increase their credit scores. They are actually a subdivision of SeasonedTrades (who have been featured on TV and the Wall Street Journal).

Two things from this site are worth mention:

  • No one can legally remove accurate and timely negative information from a credit report.
  • It is ILLEGAL for credit repair companies to collect money for services before the work is performed

So basically what they’re talking about is that we should all forget about repairing credit because it doesn’t help us, since it doesn’t increase your credit score and because most of the companies that offer these services are breaking the law. This is very interesting information, since there are literally thousands of companies out there that claim to provide these services. Accurate negative blemishes on your credit report can never be removed, because after all it is the truth. That is why we should strive to avoid them in the first place. What does happen, however, is that in time and given enough positive counters these negative hits carry less weight when it comes to determining your credit score. These positive counters is where SeasonedCredit specializes in what they do. They also guarantee an increase in your credit score within 30 days.

There are things called Seasoned Trades Lines. These are basically old credit accounts with perfect payment history. These include (credit cards with low payments and not late payments, old accounts up to 1974, etc). These are great for your credit score. The problem is that, unlike the negative stuff, they don’t always get reported on you credit report. This is where SeasonedCredit comes in. Using a technique called piggyback credit they are able to add these things to your credit report and thus increase your credit score.

Trust Me, it is definitely worth look see. They have a free newsletter which I have subscribed to and am looking forward for the first issue.

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