Now I know you’ve heard it before, but the cliche is true: “I just saved a ton of money on my car insurance by switching to Geico“. I’ve just gotten full custody of the Lancer. Yep, Lava let go of it and gave it to me so that I can go to work. Previously, the car insurance was in her name and she was signed up with AllState. The cost was somewhere around $85.00 for her only. We’ve been dragging out feet on adding me to the insurance for a while since it would make the cost sky rocket because I was under 25.

Since I would have the car full time from now on, we decided to bite the bullet and add me to the insurance. It was supposed to go into effect in February. The price was somewhere around $150.00., which was expected since I’m under 25. Just for kicks we decided to go online and check out what Geico had to offer. After the huge list of questions we got a quote for $82.85. So you’re thinking what’s the big deal a couple bucks cheaper right? But that cost includes me. Also, the coverage was slightly better. So to recap: We added me to the insurance and got better coverage yet the cost was cheaper at Geico than it was with only Lava at AllState.

Since we’re usually very paranoid about these things, we called up an agent at Geico and decided to get this confirmed since I am, after all, under 25 years old. What he told me startled the both of us. He said that charging high costs for drivers under 25 isn’t written anywhere in stone and that insurance companies are not required to do so. That was a shocker. But hey, I love the new lower payments. Don’t look a gift horse in the mouth I guess.

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